University Name: Universiti Tun Hussein Onn Malaysia (UTHM)
Student Name: Mohamad Najmi Bin Kamis
Category: Financial Inclusion & SME Empowerment
Application Description: SME SmartMate is an AI-powered financial assistant designed to help micro and small business owners in Malaysia manage their daily finances easily, even without accounting knowledge. The app calculates profits, monitors expenses and provides actionable advice to improve profitability. With built-in business health indicators and real-time suggestions, SME SmartMate empowers small businesses to make informed decisions, avoid cash flow problems and achieve sustainable growth. Ideal for food stall owners, hawkers, online sellers and freelancers, this app transforms financial management into a simple, understandable and impactful experience.
PartyRock Application Link: https://partyrock.aws/u/najmiyy/jJWyJJCNj/SME-SmartMate%253A-Your-Friendly-Financial-Guide