SME Credit-Ready Coach

University Name: Universiti Teknologi MARA (UiTM)

Student Name: Zaiyani Zarli Binti Zulkifli

Category: Financial Inclusion & SME Empowerment

Application Description: The SME Credit-Ready Coach is a transformative digital ecosystem designed to bridge the financing gap for informal Malaysian entrepreneurs by converting their daily business stories into professional, bank-ready profiles. By utilizing advanced chained AI logic, the app professionalizes financial data, identifies critical credit gaps, and optimizes for sustainability by aligning business goals with Budget 2025 green initiatives. This comprehensive tool empowers unbanked micro-SMEs to build foundational digital literacy, generate formal loan request letters grounded in real banking standards, and gain confidence through an interactive, multilingual loan officer simulator.

PartyRock Application Link: https://partyrock.aws/u/zaiyanizarli/Pw81syROn/SME-Credit-Ready-Coach

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